Buy Your Own Home

Buy your first home with data, not guesswork.

From deposit schemes to settlement day - every data point that matters, the way it actually plays out on the ground.

Start free 22 lessons · 7 hours · interactive exercises

What you will learn

1
Getting Ready to Buy
Get your deposit, government schemes and finance pre-approval sorted before you start looking.
4 lessons
2
Researching Suburbs and Streets
Use suburb-level data to shortlist where to buy and read listings like an analyst.
4 lessons
3
Inspecting and Evaluating a Property
Inspect properties methodically and use professional reports to avoid expensive surprises.
5 lessons
4
Making Your Move
Choose your buying method, negotiate offers and survive auction day with a firm limit.
5 lessons
5
From Contract to Keys
Get from signed contract to keys in hand: conveyancing, settlement and the move.
4 lessons

Members who did it

★★★★★
“I walked into auctions terrified and walked out with keys. The data-point checklists alone were worth it.”
Sarah M.First home buyer, Geelong
★★★★★
“The strata report module saved us from a building with a $40k special levy coming. Unbelievable value.”
James and Li W.Bought in western Sydney
★★★★★
“The auction decision-tree exercise is scarily realistic. My third auction went exactly like the scenario.”
Monique R.Single buyer, Brisbane
C
Your coach
Casey Coach

Fifteen years across residential sales, buyer advocacy and property investment education. Casey answers questions in every module discussion and runs live coaching sessions for members.

Start free

Prop Academy provides general education only, not financial, legal or credit advice. Testimonials reflect individual experiences.

Frequently asked questions

How much deposit do I need to buy a home in Australia?+

Most lenders look for around 20% to avoid Lenders Mortgage Insurance, but you can buy with as little as 5% deposit. Government schemes like the First Home Guarantee can let eligible first home buyers purchase with a 5% deposit without paying LMI. The course walks through deposit, LMI thresholds and the schemes in detail.

Should I buy at auction or by private treaty?+

It depends on the market and the property. Auctions are unconditional with no cooling-off period, so finance and building and pest checks must be done beforehand. Private treaty usually allows conditions and a cooling-off period. The course includes an auction bidding simulator so you can practise the decisions.

What should I check before buying a home?+

Suburb data (median trends, days on market, owner-occupier ratio, flood and bushfire overlays), the contract of sale or Section 32, a building and pest report, and for units the strata report including levies and the sinking fund. The course gives you a complete inspection checklist.

What is LMI and who does it protect?+

Lenders Mortgage Insurance protects the lender, not you, if you borrow more than about 80% of the property value. The borrower pays the premium. It can let you buy sooner with a smaller deposit, and the course shows when it is worth paying.